Community or junior colleges tuition and fees are substantially lower than those of a traditional four-year public or private institution. Students who could not afford campus or off-site housing at a four-year college, or for other reasons cannot relocate, can attend courses while staying in their local community. Students from low-income families, or those having to work to pay for their education, benefit from the reduced costs.

Employer Paid Courses. By encouraging employees to pursue additional job-related training and education, departments can prepare for new technological and legal developments; integrate additional work capabilities and skills and increase overall competence and know-how. It must be emphasized that a commitment of employer's funds can only be justified when the training in question is sufficiently related to the current or prospective duty assignment of the employee to produce a beneficial effect to the company.

Financial Aid. To finance your career training, you may apply for financial aid through the school's financial aid program. Financial aid can come in the form of grants, state and local government retraining programs or loans. If you take out a loan, be sure you read the agreement and understand the terms of repayment before you sign. Know when repayment begins and how much each payment will be. Most colleges, universities and vocational/technical schools offer and accept scholarships or educational grants. Some local governmental agencies encourage GED (General Education Development) students by providing free or reduced rates.

Graduates from Designated High Schools. High school students who graduate from designated schools may qualify for state-paid assistance (full tuition and qualifying fees) to attend any two-year college or trade school in their particular state. In Missouri, the program is called A+ (pronounced A Plus) and other states have similar programs. Students/parents should check with their high school counselor or principal in their freshman year of high school so they have time to meet the requirements. These programs encourage students to stay in school, make career plans and graduate with the skills and knowledge required for career success or further education.

Partnership students follow specific industry-designed curricula-on and off the job-that carve career paths into companies. Companies, in turn, provide training and often financial support.

Hospitals frequently pay all tuition and other costs for two-year licensed practical nursing students if they promise to work for their sponsor.